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Do you ever look at people in their early twenties, or even their teens, and think how jealous you are that payday for them means dividing their spends into how much money they’re taking out with them to bars and clubs each weekend? That careless and wild freedom seems a lifetime ago now. We all have to grow up at some point. Parenthood is an eye opener like no other. Family finances require thought. All of a sudden there are considerations beyond your own simple wants and needs – because there’s someone much more important to think of! I’ve been thinking about how to prepare for the future, how to build the foundations for fun times, and that all comes down to finances. So. Let’s look at a couple of ways to make sure that the plan goes ahead as smoothly as possible.

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